When people adopt these wallets they might quickly learn how to use them (send/receive).
Also, they may learn they can't buy certain things and want to pursue a work around..
The work around is btc. They learned to use a wallet and find btc for its unstoppable transactions capabilities.
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Yes, but if they're stuck in a CBDC, they will not be allowed to touch BTC even though they've become very comfortable using a digital wallet.
So we both think capital controls are coming and the solution will be peer to peer btc btc transactions.
As ugly as all of this is... its all gonna be okay for bitcoin.