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I'm speaking from a very comfortable position. Was making money as daytrader before the last financial collapse, I've diversified to houses and many other things that provide value. It is easy for me to preach others to avoid easy money, when others don't obviously know nor have other routes. My apologies for that. I truly hope to be wrong, the thing is that a few people close to me killed themselves after losing all their money on these markets. I wish someone at that time would be able to get through and motivate to diversify a bit.