Absolutely. It's also good they are being transparent about the fact its a fee amnesty (and a long one too, not like a 30day fee-free trial). Very different from Microsoft that would charge zero fees, starve their competitors of oxygen, and then when they burned all competition hike their own fees to above what the competitor used to charge. And .. 1% + instant settlement and a free year is still a lot better than an effective 2.35-4.5% you pay using credit cards when all the myriad of fees (including compliance fees) are taken into account.