SOMEONE LOST MONEY USING A LEDGER. ENTERED PIN WRONG AND LOST SEED. THE CONCLUSION SHOULD BE THAT LEDGER IS BAD FOR MOST PEOPLE. NOT SELF CUSTODY.

It's crazy. Someone one time lost their dad's 1865 gold coins too, that doesn't mean that millions of people can't safely keep gold coins in their safe. People need far more credit than they are given.

..because personal responsibility is the new counter culture. Same reason the majority seek the white coats for prescription drugs.

At a base level, HW seed signers could be considered a point of failure.