Lightning is how I buy gift cards. Very fast, very low cost and good privacy. And I really don’t give a fuck about privacy for my REI gift card purchase.
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So you either are using a custodial LN setup (at which point you could just use PayPal/Venmo to pay for this stuff) or if you actually use a Delft custodial solution your setup is much more complicated and less reliable then just using Monero.
Either way, you payed more then a cent for your transaction (most likely), so you payed much more than me ;)