But that's a bit different than what @calle said. You are using minibits possibly over nwc as a lightning wallet to zap over lightning. That's slow, because you added a Nostr relay in the middle, while the lightning wallet is still slow.
@calle was mentioning the case when you send the ecash note directly over nostr. That's literally one https request.
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Slightly longer processing of Minibits NWC is as well due to the need to transport incoming nwc command over the (double) encrypted push notification and process the payment directly on device where the ecash lives.