By that logic….”if you hit yourself in the head with a hammer hard over and over you are seriously fcked” 🤪 Or, “if you jump out of a plane without a parachute you are seriously fcked” The only “hardware device” problem in all 3 of these statements is the human brain making the decisions. OUR security protocols (ALL of them) are upto US. This applies far beyond Bitcoin and cold storage.

Hardware wallets are convenience devices. Hardware wallets are not able to improve your security. The most secure you can be is having a fireproof stamped-in-steel multisig keyset geographically distributed. Spending your cold storage shouldn't be convenient. L2 is for day-to-day spending, and right now, the best option is lightning, and if you don't want to self-custody your lightning wallet, run one with an LSP that provides some guarantees like reimbursement insurance. Self-custody is hard. If you aren't up for it, trust coinbase with your bitcoin. In any case, buy insurance if you're worried.

Fortunately I don't deal with seeds. Only keys.