the problem is , in some country like Philippine or Thailand , not so much adaption on lighting wallet , therefor many use service as western union , wired or things like that . hmm...Paypal used to be blocked in Indonesia as I recalled and don't know if it resumed the service . I have a friend who have 200$ balanced gone cause the service is blocked . from that moment on , she told me , she will never used any digital payment system which is not approved or used by the government . and what government used ? regular visa , master card , debit . she used wallet Sathoshi but not using it in regular basis . she afraid her balanced will gone or the govt closed satoshi wallet .