Yea tough situation. Some people just live beyond their means sometimes. I feel a conversation and some changes could be a solution for many. I stack for family members on the side they just dont know it.
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78% of Americans now live check to check.
I'd say it's about everyone that lives up to what their income allows them to have, not thinking of how they will have to keep slaving away to maintain such.
I do the same. I have tried so hard to get them to understand but they just switch off when I bring it up. Hopefully they won’t need it but I guess off shit hits the fan I’m not going to leave the family behind.