Just like health insurance is taking money from poor sick people and giving it to health rich people.

All Government consists of taking money from some people and giving it to others.

Banking or “financial services” is taking money from productive people and giving it to unproductive people.

Completely - which is why I use @CrowdHealth

They need to grow 10000x before these are offered through employers. Insurance is a rigid complex system and they ensured it stays that way.

Agreed - but it starts with the "risk-takers" willing to buck the traditional healthcare systems in favor of an "outside the matrix" solution like CrowdHealth. Those types of people tend to be more health conscious and have already stepped away from Standard American Diet (SAD) advice, too. I would love an open market (Robb Wolf posited this) where insurance companies had complete freedom to accept/deny coverages based upon what they thought were ideal diet/lifestyle choices...and may the best non-subsidized or non tip-the-scale-by-captured-research solutions win. If the vegans are right, their insurance companies will win. If the carnivores or animal-based are right, their insurance companies will win and prosper. Let the free market decide and have NO safety net for wrong decisions. Time to put on our big-boy pants and live by natural consequences (good or bad) and people will adapt based upon n=1 results.

Sorry man. I don’t agree. When it comes to healthcare there is no room for what is and is not covered irrespective of lifestyle choices. If the doctor says a treatment is needed that is it. Insurance companies should have no say. Lifestyle is either willfully adopted due to information they have or forced due to circumstances so that cannot be a barometer. Again, I am talking about doctor prescribed treatments for illness and accidents. Not cosmetic surgery, this is a free market item. Free market is not a good system for essential life services like security (think army), Road safety (think police and DMV) our judicial and prison system and health care, drugs and food etc. Shopping for goods, yeah absolutely free market. Cars - yes free market. Anything that is not essential to basic human conditions. Privatization has to come at a huge regulatory cost for the sake of transparency. This has to be a firm stance otherwise we will have CEOs like Brian Thomson who will sacrifice others for profits.