I think you're right. Well, if I'm ever home during a Hollywood lightning-filled super-storm powered by climate change and Donald Trump, I'm going to hide in my shower. Bathroom is a small room, so slightly less likely to be torn apart by winds. And there are cold water pipes in the walls to save me from lightning. Even from directly above, if I'm under the showerhead. Unless the Hollywood super-storm is also a Sharknado, then the flying sharks might come in for the water. For some reason when I picture this they're all cute little dogfish and aquarium carpet-sharks, but YMMV...

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it is unlikely to be dangerous, plain tap water is not that conductive, almost not conductive i've heard of people doing immersion cooling with computer hardware using distilled water on the other hand, the water out of the tap is conductive enough to earth you for the typical levels of electrostatic imbalance common from being constantly isolated from the ground