Check also the Tucker Carlson podcast with the guy who wrote princes of the Yen. Additionally if it’s between countries for example the IMF loan. The IMF itself doesn’t send any money form the US. A bank from the country will generate the money, something that the country itself could have done xD
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I am a fan of his work the author of Princess of Yen - Richard Werner. I am yet to read the Princess of Yen. His explanation makes sense to me and really help me of how banking system works. ☺️