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Unfortunately there is no cap on Monero inflation, isn't it? Monero also lacks of network effect Bitcoin has.

Monero has a steeper learning curve than bitcoin and is not as user friendly

I would argue it actually is the other way around. Or maybe the learning curves a different for each. Monero has more layers to it and it's solutions are a bit more advanced than Bitcoin's. Like the coin cap for example. For Bitcoin we have about 21 million in the year 2140. Pretty straightforward. Monero had a emission curve with a tail emission following after that. So it seems more complex, but the outcome is quite similar, but it's more clever. Bitcoin has a long term security budget problem, while Monero has that part secured, but the tradeoff is a asymptotically reducing inflation rate that's approaching 0%, but never reaches actual 0% inflation rate as Bitcoin does in the year 2140. Currently the inflation rates are basically the same for both, but in the year 2140 BTC's will be 0%, while XMR's will be at ~0.43% per year. So there is so to say more to learn about Monero (if you want to). But then again you don't need any knowledge really. You can set up your grandma with Cake Wallet, tell her to never ever show/tell anyone her seed phrase and you can be sure she won't get into problems because of tainted coins or some guy mugging her, because he could trace back a transaction of her to find out how rich she is. If you want to do the same with Bitcoin, you either have to lure her into custodial services (and betray the original vision of it) or need to educate her about tainted coins, setting up a home server so she can run her LN node etc etc. So I challenge you: show me a user-friendly setup with Bitcoin, that keeps your information about how much you own private, that offers low TX fees, and also is fully open source and non-custodial. All of that can be done with a simple install of Cake Wallet for Monero (and you get an easy off ramp though gift cards integrated into the app as well, were you only need to give them an email address).

Yes, Monero has no hard so for the supply as Bitcoin. It had an emission curve with a tail emission following after that. But why isn't that a problem and more of a feature? Let me explain: Bitcoin has a long term security budget problem, while Monero has that part secured (thanks to the fixed block reward of 0.6 XMR), but the tradeoff is a asymptotically reducing inflation rate that's approaching 0%, but never reaches actual 0% inflation rate as Bitcoin does in the year 2140. Currently the inflation rates are basically the same for both (BTC 0.82% vs XMR 0.85%), but in the year 2140 BTC's will be 0%, while XMR's will be at ~0.43% per year. And the Austrian school of economics doesn't say, the supply of a currency has to be completely fixed. About the network effect: I tend to agree that Bitcoin's network effect is larger currently, but then again what exactly do you mean by that? Because BTC was first used on the darknet markets. That is basically what made it what it is today. XMR is the only currency that was able to displace BTC there. And basically every business that accepts BTC and XMR, that publishes it's usage statistics, shows that Monero rivals Bitcoin's use, even though Bitcoin's network effect is much, much greater. As an example: nostr:nevent1qqsqe0mqq4axepeqge9qe6xva7k9cswxq5vp9u9pndrcz906a50y47gppamhxue69uhkummnw3ezumt0d5pzpl2t3sdefvcr336zuq452f98st99gkhnexj3d0laat0x5clq6yqlqvzqqqqqqyjn0yta https://nano-gpt.com/blog/november-2025-payment-stats https://xcancel.com/alexis_roussel/status/1988697421581594928 https://xcancel.com/OrangeFren/status/1995450935175197000 https://xcancel.com/shopinbit/status/1978715781744472132

Fortunately Monero has a very decreasing % tail emission which ensures nearly free transactions in perpetuity instead of Bitcoins ever worsening fee market. Monero's network effect is stronger on p2p markets like on the Darknet and Retoswap and Bisq. It does higher volume than Bitcoin on sites like Nano-GPT and similar numbers on CoinCards despite its Bitcoin focus.

Download cake wallet, then the UX is identical to Bitcoin. You write down your seed then you recieve to your address and send to others addresses. You don't even need to worry about UTXO management you just send and recieve.

But monero isn't the best money in the world and money is a winner take all game.

We'll see what the next 10 years bring ;)