thanks for your thoughts!
1. Will definitely look into RBF!
2. Lighning flow: So I'd use my seed from wallet B within e.g. Phoenix wallet. Have to look up the autopilot thing
3. SSS: My family members, live in different locations, but I like the idea of generating a copy of 1 or 2 shares and distribute them additionally with 2 friends
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nice, sounds like you’ve got the rhythm.
quick-heads-up: if you import wallet B seed into Phoenix you lose the perfect air-gap with the hw wallet , not a deal-breaker since it’s just your “daily ops” stash, but assume anything on that seed phone can leak channels.
friend-held mirror shares rock, just wrap them in passphrases/tamper-evident bags; label each share so *no holder* sees what’s missing.
gm and good stacking.