Or take out of your home equity to cover your roof. It may even be tax deductible interest that way. If so you have the same balloon overshadowing your debt making it always smaller. Bonus no stack risk and possible tax break. 200 Bitcoin is still $20 Million. With that kind of stack you are financially way ahead of most of nostr. I imagine most of us would retire off that and never work again loan or no loans. At the very least you could easily not know what happens to your socks after you take them off like a certain nostr influencer.