What if we assume that users will not persist a large number of tokens in relays? I think what we can expect is that users will redeem those tokens as soon as they start to feel like they have a large amount
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Ecash users do not hold any bitcoin and mints custody bitcoin for them. These users cant even hold their ecash tokens and need relays for it, so they can do anything for convenience.
I am working on a variation of the cashu protocol where one proof can store any arbitrary amount. Stay tuned.