Nobody despises the influencers more than me but this one wasn't on them.

Personal accountability not an issue then? If you sort your life based on some influencer fuckwit's advice then I have zero sympathy. I listen to some of them and get ideas, but I always cross check with multuple sources and adapt the final decision to suit my personal needs. The fact the influencer economy is so huge just indicates how utterly devoid of thinking skills most humans have become. irs quite depressing, but its actually what public educatuon systems are designed to produce - mindless worker drones. how long have email scams been around for now? yet at least once a month I'll see a story about some numpty losing a fortune to another one.