If you are 70 years old Micro Strategy stock makes sense. No wrench attack risk, non-probate asset. Self custody and Maxi doesn’t make sense for most people, and to get to widespread adoption you need most people to own some. So I don’t understand the hate towards Saylor. Imagine being 90 and trying to put a microSD card in a Coldcard bro.
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I hold micro strategy stock, and most of my Bitcoin is on Coinbase. I self custody a small amount basically like holding a small amount of tangible gold. I don’t have to worry about an inheritance strategy as most is non probate, and this also reduces wrench attack risk . I can also easily use coinbase for cash loans. Self custody comes with substantial risk from wrench attacks and kidnapping. Bitcoin insurance eventually will carry some of that risk. Not legal advice.