My mother used to talk about something called a “pardner.”
A group savings system built on trust.
Everyone contributes… and one person receives the full amount each round.
It works because of trust.
But when trust breaks, everything breaks.
That experience shaped how I think about money.
At some point I realized something simple:
We work first… and get paid after.
Which means money is really stored effort.
Stored time.
Stored energy.
That changed how I think about saving.
Bitcoin originally confused me.
Not because of the technology…
but because I couldn’t understand how something digital couldn’t be copied.
That question forced me to rethink money from the ground up.
I’m still working through that.
Improving VAR
That is why I would prefer to crowd source (random VAR) 100,000 random AI making a decision
I will accept that more than 3/5 humans with their biases .
We will never get perfection but 100,000 random AI (VARS) will leave fans with an acceptable transparency that 5 bias humans can never do .
Do you understanding comes before conviction?
At what point should we start questioning the systems we rely on?
Is money more psychological than economics?
Systems that seem simple on the surface…
are often more complex underneath.
If money stores value…
then protecting money means protecting your time.
Why do we use and trust money every day but rarely question how it actually works?
What’s one thing about money you wish you understood earlier?
Money shapes behavior.
Even when we don’t realize it.
Most people don’t reject new ideas.
They just haven’t had the time to think them through yet.
If you lose money, you lose more than numbers.
You lose time you can’t get back.
The idea that money can be created without effort…
still feels worth questioning.
We measure almost everything in life.
But we rarely question the tool we use to measure value.
Why ?
Some systems require trust.
Some systems allow verification.
That difference feels important.
Is it better to believe or to be open minded?
A lot of things started to make sense when I started to think about money as stored effort..
Money connects strangers.
That’s something I’m still trying to fully understand.
