Bitcoin Bank is an independent project founded by Joanna. Strategic partnerships and additional founders remain subject to direct agreement and written documentation. The architecture is public, governance is not presumed.

Bitcoin Bank: open by design, accountable by law. San Francisco: the Bitcoin capital of the world.

San Francisco will be the headquarters of Bitcoin Bank Group—the Bitcoin capital of the world. From San Francisco, a new generation of open, bitcoin-native institutions will connect Bitcoin, Lightning, Nostr, payments, and global financial infrastructure. Open by design. Accountable by law. Built for the world.

Bitcoin Bank — public architecture Regulated entities where required. Open protocols wherever possible. Bitcoin, Lightning, Nostr coordination, interoperable APIs, user control, and security by design. The operating architecture is ready to organize. Leadership, governance, financing, and developer participation must be formalized before broader execution. One-page architecture:

Google Docs

Bitcoin_Bank_Architecture_One_Pager_Joanna.pdf

Bitcoin Bank has two layers. Regulated entities for licenses, contracts, custody, compliance, and customer protection. Open protocols for Bitcoin, Lightning, Nostr coordination, interoperable APIs, non-custodial tools, and auditable infrastructure. The company bootstraps the system. It does not own Bitcoin or the protocol. Open by design. Accountable by law.

Bitcoin Bank has two layers. Regulated institutional layer: legally accountable entities that can hold licenses, employ people, sign contracts, meet applicable AML/KYC obligations, and protect customers. Open protocol layer: open-source software, public standards, interoperable APIs, non-custodial tools, auditable reserves, and permissionless Bitcoin/Lightning infrastructure. The company is a bootstrap and accountability mechanism—not the owner of Bitcoin, the Bitcoin protocol, or users’ keys by default.

we the people own the system

open protocols, aligned builders, one public mission: ₿

vision

Google Docs

Investor Pitch Deck

everything app ₿

Google Docs

Bitcoin Bank Investment Deck

Bitcoin Bank is building open, secure Bitcoin financial infrastructure for people and businesses. The focus is simple: interoperable Bitcoin rails, user control, security by design, and responsible execution. I’m opening conversations with qualified technical, institutional, and capital partners for the next build phase. Collaboration over fragmentation. Bitcoin-native from the foundation.

Google Docs

Bitcoin Bank Investment Deck

Bitcoin Bank Group. Open-source fiscal layer architecture. Base asset settlement built natively over Lightning and Nostr identity primitives. Anchoring network layers before the stablecoin regulatory shift.

Jo ₿

index:

The core plumbing is loaded. Vires in Numeris.

Since certain parties prefer to move slowly, I’m opening the Bitcoin Bank Group blueprint to all sovereign builders.

Google Docs

Strategic_Memo_Jack_Dorsey.pdf

Google Docs

Investor_Deck_Outline.pdf

Google Docs

Bitcoin_Bank_Group_Policy_Brief.pdf

Google Docs

Delaware_Incorporation_Certificate_Draft.pdf

The standard will be built with or without you.

Blueprint complete. Delaware vehicle ready. U.S. trust bank path mapped. Global rollout sequenced. This is not a pitch. It’s a notification. Partners who understand the assignment know where to find me.