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Bahibo
npub1nx4s...lrmf
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bahibo 2 months ago
The only problem I have right now is the hot sand under my feet. image
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bahibo 4 months ago
"How much #Bitcoin do I need to never have to work again?" 💭 We calculate conservatively - with the lower power-law band (-65 % below the fair price). Worst case. 'Realistic'. Long term. 35 years Start: next year The power-law model describes the long-term growth path of Bitcoin. BTC has been following a power function for over 16 years. We take the lower band (-65%) - i.e. the worst-case scenario. This puts us below the historical average. Current price (low) ~50k What does a simple but good life cost per year? (without luxury but with a lot of freedom 😏) 🇹🇭 Thailand → USD 15,000 🇸🇻 El Salvador → 21 000 USD 🇩🇪 Germany → 30 000 USD Before you complain: Important: These are AVERAGE COSTS and they are INDIVIDUAL We assume: Once a year, Bitcoin reaches the lower power-law band (-65%). We are the best "traders" and always sell exactly then 😜 Fees, inflation? Negligible - we are in the worst case. If you bluntly extrapolate the power law over 40 years, you end up with a BTC price of USD 57 million (at the lower band! ). 😅 That is unrealistic. Therefore: 👉 4 power-law cycles until 2040 (16 years) 👉 After that: 4% real growth p. a. Why 4%? The figure comes from the Trinity Study. It says that if you withdraw only 4% of your assets each year, you can theoretically live on them forever. Example: USD 20,000 expenditure ⇒ USD 500,000 portfolio ⇒ 4 %. Common on the financial market: 50 % shares and 50 % bonds portfolio Summarized: - 16 years Power-Law, 65% below fair price - Annual costs: 15k / 21k / 30k - From 2040 only +4 % p.a. Ready for the result? Then zap 😜 —- 🇹🇭 Thailand Fixed costs: 15 000 USD/year Until 2040 you need ~0.9 BTC. In 2040, the BTC price (lower band) is ~2 million USD. 4 % rule: 15 000 / 0.04 = 375 000 USD ≈ 0.2 BTC. 👉 0.9 BTC by 2040 + 0.2 BTC reserve = 1.1 BTC 🥳 🇸🇻 El Salvador Fixed costs: 21 000 USD/year By 2040 you will need ~1.3 BTC. In 2040, the BTC price (lower band) is ~2 million USD. 4 % rule: 21 000 / 0.04 = 525 000 USD ≈ 0.25 BTC. 👉 1.3 BTC by 2040 + 0.25 BTC = 1.55 BTC 🥳 🇩🇪 Germany Fixed costs: 30 000 USD/year By 2040 you need ~1.8 BTC. In 2040, the BTC price (lower band) is ~2 million USD. 4 % rule: 30 000 / 0.04 = 750 000 USD ≈ 0.37 BTC. 👉 1.8 BTC + 0.37 BTC = 2.17 BTC Points of criticism: 1️⃣ Will Bitcoin continue to grow exponentially? 2️⃣ Cost of living varies greatly. 3️⃣ Taxes & lifestyle play a role. But: The power law has remained surprisingly robust since 2009. Image: Power law (fair + lower price) until 2040, 4% thereafter Enough even in the power-law worst case: 🇹🇭 ~1.1 BTC 🇸🇻 ~1.55 BTC 🇩🇪 ~2.17 BTC I would like to build a dynamic calculator 😂What do you think? Am I making a mistake? Pictures: 1) Thailand 15k 2) El Salvador 21k 3) Germany 30k 4) Power Law lower Band + Price 4 % P.a from 2041-2060 5) power law
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bahibo 4 months ago
For real Bitcoiners, an mNAV from Strategy under 1 is the only logical outcome — everything else is fiat thinking.
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bahibo 4 months ago
El Salvador - the third world country with first world country prices image
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bahibo 5 months ago
With the *Debasement Trade* you protect yourself from *financial repression* Let your AI explain why!
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bahibo 1 year ago
Danke ans Finanzamt, wegen euch weiß ich jetzt, wie man teilt 🖕
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bahibo 1 year ago
#Bitcoin ist da für die die es brauchen und die die es brauchen die sehen es
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bahibo 1 year ago
Adios #twitter and GM #nostr
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bahibo 1 year ago
Buenas noches #bitcoin Country 🧡 image
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bahibo 1 year ago
#Nost Vernetzungsnote. Lass ein Follow/Comment da, wenn du #Bitcoiner bist ! 🤙
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bahibo 1 year ago
Was ist Utxo Management und warum ist das so wichtig? Der folgende Kauf stammt von einem X User der einen Kredit aufgenommen hat, um davon #Bitcoin zu kaufen. image Der Kauf erfolgt aus der 21BitcoinApp. Von den 12.819.220 Sats gehen noch Fees ab. Den UTXO zu finden ist nicht ganz trivial. Es sei denn... ... es wird noch ein weiterer Post von Relai veröffentlicht: image Bei Relai geht der Betrag direkt in die (onChain) Wallet. Diese 3.681.467 Sats waren an dem Tag einmalig. image (P.S. Es gab weitere Relai Tweets). Somit ist die Wahrscheinlichkeit User <-> Wallet eindeutig. Was ist jedoch mit der anderen Transaktion der 21BitcoinApp? Im Prinzip geht es beim Utxo Management um zwei Dinge. 1) Wenn Du beispielsweise über Relai einen Sparplan laufen hast, dann geht es darum in Zukunft Gebühren zu sparen. 2) Solltest du dir eine Strategie überlegen, welche Utxos du zusammenfasst und welche nicht. Wenn deine Relai Adresse öffentlich bekannt ist, dann ist es für deine Privatsphäre nicht förderlich, wenn du deine Relai und 21bitcoinApp Sats zusammenfasst. Genau das ist hier geschehen. Fazit: Doxxt euch nicht (versehentlich)!