One thing I’ve found difficult with FIRE is learning how to spend the value I’ve saved.
You delay gratification for so long, then feel uneasy and nervous about spending it down.
Spending is a muscle that must be built, just like saving.
Trey
tshodl@nostrplebs.com
npub1m6y9...e2p9
VP, Sales, Unchained | Advisor to Cantilever | FIRE 🤝 Bitcoin | Banker turned bitcoiner: previously Truist, MetLife, Goldman Sachs, Deloitte
Helping bitcoiners achieve financial independence and FIRE practitioners understand bitcoin at firebtc.substack.com
The historical 4-year cycle pattern is nearing its end date.
Will history repeat, or is the 4-year cycle dead?
Bitcoin surpassing $240k in Q4 would put the diminishing returns narrative to bed and keep the cycle alive.
From the recent @_Checkɱate 🔑⚡🌋☢️🛢️ report with Unchained:


This week’s issue of FIRE BTC is staged.
I’m digging into the math behind this lady’s tragic lottery win.
Hit subscribe so you don’t miss it!
firebtc.substack.com/subscribe


FIRE folks pretend to be investors lol


“You can’t live in a bitcoin”
No shit! What the hell does that have to do with saving for the long-term???
Rally, Chop, Rally, Chop, Rally, Chop...
@_Checkɱate 🔑⚡🌋☢️🛢️ : "These semi-regular periods of chopsolidation are an important signal that the Bitcoin market is maturing and evolving, as volatility capture strategies proliferate, and institutional interest becomes an increasingly dominant feature"


We don’t need more houses.
We need to stop encouraging houses to be used as financial assets.
The money is broken.
Fix the money, fix the world.


Diversification is a big word that means less bitcoin.
Sell your real estate for bitcoin!
No more
- leaky roofs
- annoying tenants
- clogged toilets
…all while still underperforming 🫠
Trillions of dollars of wealth will transfer from the Baby Boomers to younger generations.
They are digitally native and much more likely to find bitcoin valuable.
There has been a lot of chop and basing higher for bitcoin in 2025.
Don't forget: this thing can move VERY QUICKLY when it breaks free.
Cash on the sideline is risky.
Have you stacked hard enough to feel comfortable when bitcoin makes a new all time high?
Remember when they lied about weapons of mass destruction in Iraq and then started two 20-year wars?


Good morning. Bitcoin will be just fine.
Thank you for your attention to this matter.
If we move into a regime of explicit yield curve control, you are definitely going to want to have a mortgage on your home.
Peace of mind with rapidly debasing debt.
Imagine holding 40% of your portfolio in bonds ☠️🪦


I’ve had a few podcast conversations recently where I dig into the pursuit of financial independence with bitcoin.
Check them out here:
https://substackfwd.xyz/?url=https://firebtc.substack.com/p/on-the-circuit
The real “marshmallow test” today is for adults deciding between instant consumption in fiat or delayed gratification in bitcoin.
Chipped one in for birdie today. Is there a better thrill?
“Invest” doesn’t mean what you think it does.
If you’re fine with owning VTSAX to save, and your whole approach to personal finance depends on its value increasing, dismissing bitcoin as “not an investment” because it has no cash flows makes zero sense.