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Be on your guard; stand firm in the faith; be courageous; be strong. Do everything in love.
1st Corinthians 16:13-14
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Order Issuing Directive to Consider Cryptocurrency as an Asset for Single-Family Loans Delivered to Fannie Mae and Freddie Mac
WHEREAS, Fannie Mae and Freddie Mac (the Enterprises) maintain a pivotal role in the U.S. housing finance system by providing stability and liquidity to the secondary market for residential mortgages through prudent standards to help ensure sustainable, long-term homeownership.
WHEREAS, cryptocurrency is an emerging asset class that may offer an opportunity to build wealth outside of the stock and bond markets.
WHEREAS, cryptocurrency has not typically been considered in the mortgage risk assessment process for mortgage loans delivered to the Enterprises, without converting the cryptocurrency to U.S. dollars prior to loan closing.
WHEREAS, U.S. Federal Housing FHFA has now determined that the consideration of additional borrower assets in the Enterprises' single-family mortgage loan risk assessments may enable the Enterprises to assess the full spectrum of asset information available for reserves and to facilitate sustainable homeownership to creditworthy borrowers.
NOW THEREFORE, U.S. Federal Housing FHFA, as conservator, hereby directs each Enterprise to prepare a proposal for consideration of cryptocurrency as an asset for reserves in their respective single-family mortgage loan risk assessments, without conversion of said cryptocurrency to U.S. dollars. Each Enterprise is directed to consider only cryptocurrency assets that can be evidenced and stored on a U.S.-regulated centralized exchange subject to all applicable laws. Additionally, each Enterprise is directed to consider additional risk mitigants per their own assessment, including adjustments for market volatility and ensuring sufficient risk-based adjustments to the share of reserves comprised of cryptocurrency. Prior to implementing any changes, each Enterprise must submit and receive approval from its Board of Directors prior to submitting to U.S. Federal Housing FHFA for review.
This Order is effective immediately and should be implemented as soon as reasonably practical.


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Pulte (@pulte) on X
After significant studying, and in keeping with President Trump’s vision to make the United States the crypto capital of the world, today I order...
Twitter has finally broke.
Those that stay healthy and fit into late stages of life are the true winners.
You can have 1000 problems until you get sick. Then you have only 1 problem!
You would trade almost anything in the world to be healthy again.
@Saifedean Ammous I subscribe to your email list. Your recent eulogy of your father, Dr. Hisham Ammous is absolutely beautiful! It’s no wonder why you are so passionate about your work.
You may not remember me but my wife and our children had the privilege of meeting you in 2024 at bitcoin beach on your last day in El Salvador. You went out to take a quick swim before your flight. You were gracious and kind to my family.
Thanks again for all your hard work. My condolences to you and your family during this time of your Father’s recent passing.
Peace and Love
“Dr. Hisham Ammous: Life as Clinical Surgery
Sept 1, 1944 - June 6, 2025
Hisham Saifedean Rashid Ammous was born in the village of Atteel in Palestine on September 1, 1944. After finishing high school in nearby Fadiliya school in Tulkarem, he moved to Saudi Arabia to work as a school teacher, then to Kuwait to work in the electric company. Unsatisfied with his career, he decided to become a doctor, and applied for a scholarship from the Jordanian government to the University of Madrid in Spain, through the Spanish embassy in Jordan. He moved to Madrid without speaking a word of Spanish, but graduated as a surgeon with distinction in 1976. After that scholarship, he practically never needed, asked for, or took anything from anyone until his last day.
In his five decades as a surgeon, Dr. Ammous must have performed over 20,000 surgeries across Spain, Saudi Arabia, Kuwait, Jordan, Palestine, Brazil, Lebanon, and Libya. He relished his work as a plastic and reconstructive surgeon. To his profession and mission, he was the most devoutly dedicated man. He lived for surgery. Come rain, shine, snow, checkpoints, military invasions, cranky kids, genocide, or regional war, he found a way to make it to Al Makassed Hospital in Jerusalem almost every day, braving countless Israeli occupation checkpoints and dealing with the young criminals manning them and getting all of their life's meaning from the impunity they have to make the lives of innocent Palestinians hell. He became a regular traveler to wars and refugee camps to perform surgeries. He worked nonstop all day for days on end in warzones. He went to Gaza for surgeries after every Israeli mass slaughter over the years, and was desperate for the current genocide to end so he could return. His favorite 'vacation' was to visit me in Lebanon and perform dozens of free surgeries for destitute refugees.
His discipline was supernatural. He was never late for anything in his life, and was never disorganized. No matter what life threw at him, he relentlessly pursued his mission and was always prepared. His doggedness, determination, focus, and obsession will sound insane to most people, which is why most people will never perform 20,000 surgeries or do anything remotely as important with their lives. In his wake, hundreds of messages have poured in from people remembering how he helped them with his kind generosity, healed them with his skilled hands, and made them laugh with his legendary searing wit. Among the most amazing stories I heard was that he gave his patients’ families the keys to his hospital office so they could sleep in it and not have to drive through hours of checkpoints every day.
His supreme motivation in life, and the thing that gave life meaning for him, was to give his children a life better than the one he had, and he dedicated himself to it until the very end. He never ceased repeating this lesson to me, and he exemplified it every day. All his time, attention, and interests revolved around improving the lives of his children. He understood the whole of our human civilization rests on the foundation of people investing in giving their children a better life, and this was also the most profound lesson I learned from years of studying economics, and the central theme and most important lesson of my third and best book, Principles of Economics. For teaching me this lesson before I could read, that book was dedicated to him.
He is survived by his two sons, Ahmad and me, his daughter Dana, and three loving grandchildren who lit up his last ten years. Nothing can compare with the joy his grandchildren brought him. No money or accomplishment by him or me could have made him happier than my 2 year old making ever more outrageous demands for gifts as she tries to discover if there is anything he won't get her. His joy around her convinced me that the best thing you can do for your parents is to give them grandchildren. It seems offensive that life could be this simple and banal, that mere reproduction is the secret to its satisfaction, but he showed me it was true, and far from banal. We humans are wired to spend our lives seeking reproduction, and having it shape our happiness and satisfaction, because we wouldn't exist otherwise.
In my 44 years of life, I never recall seeing him bedridden with illness, and after five decades of caring for patients and children, he must have dreaded the thought of being on the receiving end of the care of others.
Dr. Ammous passed on the first day of Eid Al Adha, while taking a nap, after having called his friends and family to exchange Eid greetings. He died suddenly and immediately, and almost certainly felt nothing, and never had to suffer any serious illness or confront his impending mortality.
He lived blissfully immersed in his life's mission until its very last second. And he succeeded in it completely and perfectly. He gave his children everything they needed until they needed nothing more from him. The only consolation in his passing is that until his last minute he was strong, cheerful, healthy, sharply-dressed, and eagerly looking forward to seeing his grandchildren in a few days and giving them the many gifts he bought for them, and looking forward to vacationing this summer with his family in his beloved Madrid.
In his passing, he deprived his loving children of the chance to provide him a tiny fraction of the love and care he provided them for decades. This was a man determined to contribute more to this world than take from it, and to give his children everything. And he accomplished his life's mission clinically, like his surgeries.”
Happy Juneteenth!
If you don’t know what this day is all about…do your own research.
#FreedomDay
#Juneteenth
#HFSP
Bitcoin is audited every 10 minutes….
The Federal Reserve…the U.S. Gold reserves, not so much.
H.R.3795 - To provide for the first true audit of gold owned by the United States in more than 65 years and to conduct subsequent audits every 5 years.
https://www.congress.gov/bill/119th-congress/house-bill/3795/cosponsors
“Better to be silent and thought to be a fool, rather than open one’s mouth and remove all doubt.”
Nothing stops this train…
When people or a society do not understand scarcity….
No need to make a choice on how to spend your time (wisely or unwisely) or what you exchange your time for (money/fiat) when you have a limitless amount of both. It’s only when you have scarcity when you’re able to make the best choice possible.
A government or an individual with the the ability to print money limitlessly cannot, will not ever behave efficiently. It’s not scientifically possible.
“If you look over the record of the Federal Reserve over the whole history, it’s done harm more often than it’s done good.”
-Milton Friedman
THE ECONOMY'S NEW CLOTHES: Milton Friedman on the New Economy | Hoover Institution THE ECONOMY'S NEW CLOTHES: Milton Friedman on the New Economy
“
If you’re not pleased with something, stop supporting it economically….if possible.
I work in a blue collar profession where you can advance into highly specialized niche areas of emergency services. What I've noticed in and outside of my profession is that at times those that have become highly skilled in their areas of specialty become less and less skilled, patient and or willing to teach and or exchanging critical team building information with less experienced members of the group.
With my experience and seniority I have levereged this observation and capitolized on it. I take all my education, training, and experience and I position myself close to the less experienced members who exhibit high levels of motivation to learn, grow and excel in our trade. I share and exchange critical training points in a way that an inexperienced member of service can absorb. The way you deliver training and education makes a huge difference on how the information lands and sticks with an individual. If you deliver in a way that resonates, you have potentially uplifted someone that in the future could have a tremendous positive impact on my life or that of many others.
It's underrated how influential one can be by establishing a simple, straightforward, patient means of relaying critical education and training points to subordinates or less experienced members of your team. If you master this, you become the go to person even though you may not have all the knowledge on a particular subject. There may be others who have more experience, education, and or training than you. However, if you position yourself with a means of exchanging information that resonates, you become that special, invaluable, irreplaceable member of the team that everyone depends on to get tasks, and goals accomplished.
Be the person folks want to learn from, even though you may not know it all....
Be humble, be patient, and be willing to exchange information with those who are eager to learn, grow and excel towards excellence. This is the way.
“Once you have knowledge, well what are you going to do with it? How are you going to change?”
FDIC- Insured - Backed by the full faith and credit of the U.S. Government.
What does this mean?
Couldn’t stop reading this. “When in doubt, I will go out. I love it!
Did you use highlighter to compose and post this…?
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