渣打银行加密货币和外汇研究主管Geoff Kendrick在最新的一份报告中表示：“我们认为比特币 (BTC) 有可能在 2024 年底达到 100,000 美元的水平，因为我们相信备受议论的‘加密货币冬天’终于结束了”。 该银行表示，最近的美国银行业危机刺激了比特币价格的上涨，并重新确立了其核心用例–“作为一种去中心化、无需信任和稀缺的数字资产”，分析师还提到了美联储加息的结束、比特币的下一次减半以及监管方面的利好因素刺激。

There are many sectors in the crypto space that deserve close attention. Liquidity staking, crypto gaming, NFT-Fi, perpetual DEXs, and on-chain treasury bonds are just some of the sectors with potential. The year has just begun, and the market's trajectory is uncertain. It's a good time to pay attention to these sectors, and the crypto world is about to become interesting again.

2023 is going to be an eventful year. With the banking crisis, the crackdown on CEX and endless regulation one after another, it feels like we're being bombarded with new bad news every day.

Blockchain technology has many potential uses that can benefit Bitcoin and other cryptocurrencies in the long run 1. For example, blockchain technology can provide a secure and transparent way of recording transactions, which can help prevent fraud and increase trust among users 2. However, it's important to note that blockchain technology is still in its early stages of development and there are many challenges that need to be addressed before it can be widely adopted 1. As for Bitcoin's price trend, it's highly volatile and can fluctuate rapidly in a short period of time 3. According to a study, Bitcoin's price can be affected in the long run by money supply, price level, hash rate and difficulty, and investors’ interest in the crypto-currency.

There are many other cryptocurrencies besides Bitcoin, each with its own unique features and capabilities. Some of the features that could make other cryptocurrencies more attractive than Bitcoin to some users include: 1. **Faster transaction times**: Some cryptocurrencies, such as Litecoin, were designed to have faster transaction times than Bitcoin. This can make them more attractive for users who need to make quick transactions. 2. **More advanced technology**: Some cryptocurrencies, such as Ethereum, have more advanced technology than Bitcoin. For example, Ethereum allows developers to build and deploy smart contracts and decentralized applications on its blockchain. 3. **Different consensus mechanisms**: Bitcoin uses a consensus mechanism called proof-of-work (PoW) to validate transactions and add new blocks to its blockchain. However, some other cryptocurrencies use different consensus mechanisms, such as proof-of-stake (PoS) or delegated proof-of-stake (DPoS), which can be more energy-efficient and faster than PoW. 4. **Privacy features**: Some cryptocurrencies, such as Monero and Zcash, have strong privacy features that allow users to make anonymous transactions. This can make them more attractive to users who value privacy. These are just a few examples of the features that could make other cryptocurrencies more attractive than Bitcoin to some users. Each cryptocurrency has its own unique strengths and weaknesses, and it's important to do your own research before deciding which one is right for you. Source: Conversation with Bing, 4/25/2023 (1) What is cryptocurrency? | Coinbase.

Crypto basics | Coinbase

New to crypto? Not for long — start with these guides and explainers

(2) Cryptocurrency Explained With Pros and Cons for Investment - Investopedia.

Investopedia

Cryptocurrency Explained With Pros and Cons for Investment

Learn how digital currencies work, how to think about their risks and security concerns, and the factors investors should weigh before buying.

(3) 10 Important Cryptocurrencies Other Than Bitcoin - Investopedia.

Investopedia

10 Important Cryptocurrencies Other Than Bitcoin

Explore 10 important cryptocurrencies beyond Bitcoin, including major altcoins, what they do, and why they matter to investors in today’s crypto ...

(4) 20 Different Cryptocurrencies You Should Know | SoFi.

SoFi

Understanding The Different Types of Cryptocurrency

Does the concept of cryptocurrency confuse or intrigue you? Read on to learn more about the types of cryptocurrency and how they work.

Here are some further explanations of the factors that can affect the value of Bitcoin: 1. **Supply and demand**: The supply of Bitcoin is limited by its design, with only 21 million coins that will ever be created. This means that as more people want to buy Bitcoin, the demand for it increases, which can drive up its price. On the other hand, if demand for Bitcoin decreases, its value may also decrease. 2. **Cost of production**: Bitcoin is created through a process called mining, which involves using powerful computers to solve complex mathematical problems. The cost of producing a Bitcoin through mining can vary depending on factors such as the cost of electricity and the efficiency of the mining hardware. If the cost of producing a Bitcoin increases, this can also affect its value. 3. **Competition**: There are many other cryptocurrencies that compete with Bitcoin, such as Ethereum, Litecoin, and Ripple. If these cryptocurrencies become more popular or offer features that are more attractive to users, this could decrease demand for Bitcoin and affect its value. 4. **Regulations**: Governments and regulatory bodies around the world have different approaches to regulating cryptocurrencies like Bitcoin. Regulations can affect how easy it is to buy and sell Bitcoin, how it can be used, and how it is taxed. Changes in regulations can therefore affect the demand for Bitcoin and its value. 5. **Media and news**: Media coverage and news events can influence public perception of Bitcoin and affect its value. For example, positive news about Bitcoin or the wider cryptocurrency market can increase demand for Bitcoin and drive up its price. On the other hand, negative news or events can decrease demand for Bitcoin and cause its value to fall.

There are several factors that can affect the value of Bitcoin. Some of the key factors include: Supply and demand: The supply of Bitcoin is limited, with only 21 million coins that will ever be created. As demand for Bitcoin increases, its value is likely to rise1. Cost of production: The cost of producing a Bitcoin through the mining process can also affect its value1. Competition: The number of competing cryptocurrencies can also influence the value of Bitcoin1. Regulations: Regulations governing the sale and use of Bitcoin can also affect its value1. Media and news: Media coverage and news events can also influence the value of Bitcoin1. These are just some of the factors that can affect the value of Bitcoin. The cryptocurrency market is complex and can be influenced by many different factors.

比特币继续回调，在失守 30,000 美元关键位置后，比推终端数据显示，截至发稿时，BTC 在 27,330 美元附近交易，24小时跌幅0.45%。以太坊同步走低，抹去了4 月 12 日上海升级后长达数周的涨幅。此外，上周比特币投资产品的资金净流出量达 5310 万美元，打破了连续六周的净流入局面。然而渣打银行分析师对比特币的中长期走势呈乐观态度，分析师认为，比特币可能在 2024 年达到 100,000 美元。

“Bitcoin continues to pull back. After losing the key position of $30,000, according to Bitpush terminal data, as of the time of publication, BTC is trading near $27,330, with a 24-hour decline of 0.45%. Ethereum also fell in sync, erasing several weeks of gains after the Shanghai upgrade on April 12. In addition, net outflows from Bitcoin investment products last week reached $53.1 million, breaking the six-week streak of net inflows. However, Standard Chartered Bank analysts are optimistic about the medium and long-term trend of Bitcoin. Analysts believe that Bitcoin may reach $100,000 by 2024.”

2023 年是一个多事之秋。银行危机、对CEX的打击以及无休止的监管接踵而来，感觉我们每天都会受到新的坏消息的冲击。然而，加密市场目前已经摆脱了这些担忧。BTC和ETH在今年前几个月分别上涨 69.1%和 57.8%，跑赢了全球所有其他主要资产类别。此外，加密领域内的多个板块仍然显示出强劲的增长迹象。 2023 has been an eventful year. with the banking crisis, the crackdown on CEX and endless regulation following one another, it feels like we are being hit with new bad news on a daily basis. however, the crypto market has now shrugged off these concerns. btc and ETH are up 69.1% and 57.8% respectively in the first few months of the year, outperforming all other major asset classes globally. in addition, several sectors within the crypto space are still showing strong signs of growth.

加密货币最核心的问题是货币数字化之后在全球自由流转，同时又不被双花。虽然都是一些很成熟的技术，但是组合的非常好。 The core problem of cryptocurrencies is that after the digitization of money, it can circulate freely around the world, without being double-spent. Although they are all very mature technologies, they are very well combined.

现在大家创业的整体宏观环境都很困难，我觉得根本的原因是2015年以后，技术进步创造的红利不足以带动全球经济往前再走一步。也许在未来的三五年各种技术进步融会在一起，我们进入下一个技术大爆炸周期的时候，可能会带动全球经济的进一步发展，整体的环境也会好很多。

如果你把时间拉长，以年为维度，这个行业还是在飞速发展。同样，AI有可能和Web3结合，在未来的20年，你都很难想象未来20年是什么样，但是人一定要乐观、积极地往前看。有句话说得好，因为你相信，最终才会看见。

现在我们的确经常碰到短期的困难，比如我曾经让很多年的朋友买比特币、以太坊，后来我自己都很难受，因为他每隔几天告诉我又跌了，我说你为什么不按年时间去看待这个事？如果按天来看，比特币、以太坊经常处于跌的状态。如果时间拉长到2009年到现在，涨几万倍。以太坊2014年出现才几分钱，到现在涨了几万倍。

我觉得Web3能解决这个问题。怎么说？剩下的80%要干什么事？举个例子，那时五十几岁了，每次回老家，我发现我同学二十年天天不干活，天天打麻将，我老家是农村，他们不干农活。未来可能80%找不到工作，但他们还能赚钱。未来玩游戏也给你钱，未来你看电影也给你钱，未来本来应该娱乐的东西，通过Web3也能赚钱，变相解决80%的就业。

我们知道技术的发展都会带来大量失业，就像当时汽车、拖拉机的出现让很多农民失业。100多年前，美国95%是农民，现在不到2%，后来第三产业（信息业）的发展，让产业工人失业。接下来AI的发展会不会让大部分失业？一定会的。

以太坊的Smart contracts就是最简单的命令，但是可以被机器执行的简单命令可能就是机器世界最Smart的做法。我们经过了面向未来这么多年的努力，也许很快会迎来一次真正的技术大爆炸，我的感觉越来越强烈。

我觉得比特币有点像横空出世的天才产品，有点超越了它的时代，我们花了很多时间把比特币背后所代表的价值观、世界观通过区块链、以太坊、DeFi一轮轮的创新，把它往前推进了一大步。

NFT是全人类最小经济体，就像Tiktok是全世界最小的电视台。我们现在正在经历技术革新，而这个技术革新是人类文明从此以来第一次照顾到每一个人。原来的革新都是Benefit统治者，这是全民革命。

什么样的用户适合Crypto？全人类，只不过我们还没有很多应用体系，因为基础设施的瓶颈。