But your local currency is fucked or your can't get a bank account, so you put your money into a digital "account" via bitcoin or USD pegged stables.
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If you can get a Stablecoin, you can get bitcoin instead ๐คท๐ปโโ๏ธ
And then Bitcoin has a bear market and you can't pay your bills. Bitcoin and the world is larger than you and your use cases.