Half the shit you just listed are paid products. Self custody has never been easier and does not require any 3rd party. The keys are already in users hands - use them.

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Easier said than done. Most people don't know anything about bitcoin, money, technology, or anything else they'd need to self custody without the help of a 3rd party. I'd much rather recommend paid services that help people use self-custody than leave them to figure it out on their own. But by all means if you want to train your friends and family and co-workers how to use the available free options please do. We need more people doing that too, but it's a big responsibility.