For USDt loans? Currently using Bitfinex with a relatively small amount of BTC that was already KYCd. Will go with HodlHodl soon for better privacy. Bitfinex does have a fairly frictionless UX though, which is convenient. Probably I will pay off the loan on Bitfinex with USDt from an HH loan and then reuse the freed BTC collateral on Bitfinex. Could keep recycling it in that way.