My concern is that the toggle fields/choices are a distraction. And the real changes are under the radar so yes it matters the character as well as the motivations of those who write them. The old saying "sometimes the cure is worse than the disease" comes to mind. This is Bitcoin, there are no regulators we are on our own and I'm not ready to throw the baby out with the bathwater just yet based on what I know. Don't trust verify right? And from what my limited understanding tells me knots is selling their users a bill of goods.