It’s too late. The convenience to schools is too big for attendance (how public schools get “paid”), lunch, daycare, mobile device management and more. It’s framed as security and cost savings. Then they grow up and everyone is captured. IMHO….

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It's too late because people are dumb. If they would shift to Monero this would be over in no time. Some struggle, fights and deaths. Sure. But the system would collapse as soon as people get to control their own money privately.