A metaphor for you I like to think of UTXOs as chucks of metal you slowly buy parts from friends and the store, each is unique and different. One day you're like let's make a sword. So you go to a blacksmith and they say no problem, but every time you toss a chunk of metal in costs you. So you decide to make a bunch of short swords light and easy to work with. In my case, I missed that last part and have a double-handed longsword. It's powerful but makes me an easy target for attack. I should have forged/ consolidated into smaller arms to protect myself.