If you want a thriving economy outside the Matrix. You want "money" flowing / to change hands, the more transactions the better. Zaps for content creation is a prime example.
If you only stack, you are not contributing to a circular economy for the future. There is no reason not to do so. Every time you buy or pay someone in FIAT, you should ask your self and the seller why the transaction (with all it's fees) is not settled in crypto instead (Nano, BTC, Litecoin, XMR...)
Disclaimer: I would prefer Monero and let the seller about his obligations to IRS. (It's his business, not mine)
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I'd rather do buisness with involved and cognitive people then give my money matrix bots