You guys left out the most interesting use case that will be used to get started… you can pay in bitcoin from your cash balance (from cashapp or strike) and the merchant can receive dollars. So basically just using lightning to transmit dollars with no fee until 2027). Neither customer or merchant need to have bitcoin and no taxable event.
https://fountain.fm/episode/4EBKXARQcGHR6I8tiSPF
nostr:nevent1qvzqqqpxquqzqtad0mlej39flvaeslwsywun2hmpwddfq098f8vl9ltglrvjzy8x98teca