0.02% is when you reach 1 BTC right ? Math are cool but it's better to not brag about how much bitcoins you have. Stay safe. And no, most bitcoiners are not able to buy 10 bitcoins cash every other week (or ever).

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Even being a satoshi millionaire (0.1 BTC) is enough to put you in the top 10% of active wallets. Hardly anyone actually holds the keys to any Bitcoin.
People don't realize that, if there is a chance that Bitcoin become the dominant global money, a few millions sats will already be considered crazy rich.