its basically money where no one’s actually in charge of it

Everyone is in charge of their own money on a bitcoin standard.

Wallet of satoshi is a custodial wallet, meaning the private keys are kept by the software company that developed that wallet. Theoretically, this company can seize your bitcoin if the government orders it to do so. Other non custodial wallets, for example phoenix wallet, muun wallet, you keep your own fund, private keys. Nobody can take it.

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nobody or everybody, in a sense, effectively save result