Like it says in my profile, I feel like I'm late to bitcoin too @Troy Thompson . 👊 The average teacher in my kid's school district is 40. At most they can save 6k a year. While they get a salary increase each year, that won't keep up with inflation. Now, where my kids go to school there are tons of ways for them to make money in the summer, but lets assume they don't do that. I believe in the Power Curve (Power Law) and I very much like the Bitcoin 1 Million site - link below - to model out the price. You can look at where we'll be in 60 days, where we'll be in in 5 years, and even where we could be in 2045. I used data from the website, and then assumed that they'll get a small raise each year. And the news is GOOD!!! Over 20 years they can go from 0.0 to 0.316575. However they're going to need to get convicted this year or next year, and they're going to have to go all-in. Here's the math that supports what I said above: The First 4 Years: 2025-2028 2025 (age 40): 23.1% of total stack 2026 (age 41): 17.0% of total stack 2027 (age 42): 12.8% of total stack 2028 (age 43): 9.7% of total stack Combined 2025-2028: 62.5% of total Bitcoin. What I was not accounting for is that teachers have very good retirements. But there's multiple states where the retirements funds have been scaled back by the state government. Here's one more piece of data. Let's say somebody is not convicted until Bitcoin passes the $200,000 mark. So they don't buy until 2028, but then they go all in (not likely they'd go all in if they sat on the sidelines 2025-2027, but it makes our math simpler). They would have half as much Bitcoin 20 years from now. Miss 2025-2027 and you've made a huge error. The bottom line is my comment was simplistic and more doomsday, yet the math of getting 63.5% of a stack in the first 4 years of a 20 year timeframe is true.

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Troy Thompson 1 month ago
Wow! Thanks for the detailed response. Appreciated your breakdown of the numbers. It totally makes sense what you are saying. I’ve never seen that site before. I think I am on the right track but still thinking I am too late to stack enough to be meaningful. I am going to try and keep stacking as much as I can but what would you say is the minimum stack that would still be meaningful?? I’ve heard 0.21, 0.1, or even 0.01. Thoughts?