Why would USDC even need a de minimis exception? They're no cost basis or gains. Like Draghi said: "a euro is a euro, today, tomorrow, in a month, it's always a euro" Or are they worried about slight deviations from the peg?

Replies (2)

> Without de minimis for Bitcoin, every small Lightning payment or sat transaction still forces cost-basis tracking and IRS headaches. Paying your plumber in sats or grabbing lunch with Bitcoin remains a taxable event. Just to play devils advocate: just vibe code a tool that calculates this stuff and fills out your tax form. Let IRS deal with the headache.
They want a de minimis for stables because of the gas fees associated with these transactions (yes, seriously). The weirder part is Americans have little to no reasons to even use stablecoins.