Once again, from an old guy perspective! lol The ETF will be a gateway, I hope, for the 50+ crowd that have fallen for the 401k nightmare (401k is slavery yet I believed in it my entire working life). Now I'm getting out as fast as I can without massive taxes. The LAST THING I want is Bitcoin in a IRA that goes WAY UP and I have to pay payroll taxes! Of course if you bought Roth IRA or equivalent non-tax when withdraw 401k you 'may' be in better shape as long as Government does not change the rules on you (remember, Social Security use to not be taxed!). Best to be OUTSIDE the system - Bitcoin in cold storage. But yes - ETF = slavery. Just adding some context from old guys!