there is no speculation: any fiat you have is depreciating
having a govt slave token balance decreases your net worth over time, in bitcoin
I don't sell bitcoin to get the worthless money: I borrow the worthless money and keep the bitcoin
That is the whole point, to keep the bitcoin
It's just a tool. I want more bitcoin rather than less, so I use the evil system. I'm not feeding the system any more than the person who keeps a slave token balance for fiat bills.
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on the face of it, that's fine.
except you don't factor in that the kyced coins are cucked, permissioned and cease to function as freedom money.
normalizing using Bitcoin usage in this manner makes it just another government slave token. you're not "using the evil system," you're mortgaging your coins for more fiat purchasing power.
and I'm sorry but, you're absolutely feeding the system more than someone who simply keeps their head down and their stack private.
therefore its better (and also takes less administrative overhead) to simply have a fully sovereign private stack and use kyced fiat to render unto Caesar that which is Caesars.