Conversely if people keep using these things in permissioned, custodial, registered ways and then get rugged or reported they're worse than if they'd used cash. Instead of fixing issues at the protocol or even app layer, "solution as a service" gets promoted and then people give up trying to fix the original issue. Influencers and service providers use the social layer to promote their products and say people who are critical arent trying, which is disingenuous. I don't care about having Saylor or the general public validating my choice to acquire and use Bitcoin. I care that it works when I need it.