I still don't understand how you pay back the loan. You would have spent all that fiat for living expenses.
So then you need to sell BTC in the end.
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no, I refinance the loans. i’m buying BTC with all of my paychecks and BTC averages 30%-60% performance
Correct me if I am wrong, but this assumes that there will always be someone who expected to give you a loan on your btc.
And if you cannot refinance, you will have to sell, then tax hits.