A bicycle and a car both get you there, but a car has more to offer you and gets you there faster. Also it's windows can be tinted lol
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Yes and Bitcoin is the car. If I go all-in on Monero, in 20 years I will still work my fiat job and Monero will probably be dead.
If I go all-in on Bitcoin I can retire in 8 years and on 20 years Bitcoin will only got stronger..
That's speculation, you're a speculator, which is fine, you can be in it for the fiat, but remember that you can't tell the future.