Trust is an unavoidable part of all lightning/layer2/custodial solutions. The answer is you need to pick your mint carefully… same as you choose your lightning wallet provider.
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I’d add that I don’t even trust myself not to leave cash in my pockets of my jeans that go in the washing machine.
Well, a better analogy would be whether you trust that Visa will give your money to the marchant each time you pay for something or just take the amount from you, pocket it, and leave you in an awkward position.