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What I meant to say was the payment reliability, speed and privacy. Managing lightning channels can be cumbersome at times and especially when your out and about.

You could get a similar UX natively on lightning if you stack LNURL withdraw codes of various denominations in a cashu wallet instead of proofs from a mint. Now you have a set of bearer instruments that you can give to a vendor even though your offline. Obviously you need to run the lightning node that issues the withdraw codes yourself if you want it to be non custodial.

If you're running cashu in noncustodial way you still have the channel management pains.

There's an underfunded area channel management. Not as sexy as layer 3 but prob more important.

agree funding is needed here, there was a lot of hype and talk around it a couple of years ago, but the enthusiasm seems gone now.

That's been discussed a bunch. Lnurlws could be bearer for athe paid api call usecase. It's pretty interesting.