It’s not up to you or anyone else to decide, which is my point. That would be central planning.
I’m making a tangential point about the word “should”. In our vernacular, it has an authoritarian connotation. Ponder on that a little and pay attention to how people use it. Then eventually, you won’t be able to unhear it. I avoid the word at all cost, even when speaking to myself.
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Ok sorry. It’s unclear whether you would *outlaw* interest or you think in a free market that no interest (presumably in favor of equity) would be more efficient. I reject the former (socialist central planning) and agree with the latter under a Bitcoin standard (re. Saylor vs Saifedean.)