Bitcoin averages about 30% per year. And it costs 1% to buy and selling it at a profit incurs capital gains taxes.
My state just hit me up for $170 in taxes owed in 2023 when I had to sell my stash to pay for my cancer surgeries.
They WILL find you.
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… and you’re still WWAAAAYYYY ahead than if you saved in fiat. The math isn’t even close even with trading fees and taxes.