These are the reasons I don’t do this: 1. Family / Community My family is part of a community that we love. Many years down the road, I want my grandkids to have experiences that home ownership provides. 2. Renting There is a fixed cost that will always go up. The owner will need to make money on the property. 3. Cost of Switch The switch would cost $30-60 grand with fees, moving expenses and purchase new furniture. 4. Market Timing What if the market turns just after the switch and a large percentage is lost of the lump sum made from the house sell. 5. Re-entering Housing Market Later, I’d want to buy a house and my money would be tied up in btc. I wouldn’t want to sell it and take the capital gains hit. Any btc I hold in savings, I want to keep until countries have better tax regulation. For me, I’m more comfortable with the DCA and milking the low mortgage interest rates. Everyone’s situation is different though.