Are you running a business? Do you have skills you are selling? Do you plan ahead financially?
If yes you care about stability, up or down either way.
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I think businesses usually diversify their holdings regardless of what they use to transact right? But yeah I agree they would want to “cash out” a lot of crypto that they get. That’s why liquidity in the on/off ramps are essential. It’s the death knell of Monero sadly.
They hold in the currency that they have future payments coming up to minimize the risk. A business in USA will hold dollars, nothing else.