My son needed to send money to his grandfather—my father-in-law—who lives in a different state. Unfortunately, my father-in-law isn't very tech-savvy, so digital payments weren't an option for him directly. We came up with a workaround: My son used Zelle to transfer the money to his mom (my wife). She then Zelled it to her sister, who lives in the same city as my father-in-law. Finally, my sister-in-law wrote a check from her account and delivered it to him in person. These are the kind of folks who'll never touch Bitcoin.