I was thinking about that stuff too: Secure Elements, along with Ben Arc, and the Portuguese/German national ID government. It was actually related to ZeitControl and their open-source format (see:

How to set up your Fellowship card « Free Software for Privacy and Education

and

smartcard : an inexpensive BASIC programmable smart card - program your own smartcard

ZeitControl

Do we think it's better to keep those wire switches in a 'black box' while keeping everything else open?