Is there a global marketplace app for this? There seems to be more than a dozen apps that do this in different regions. Pooling liquidity would be a great unlock.

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invisibull 1 week ago
I was surprised to learn about BLIK in Poland. So I was chatting with our robot friends to learn if there are similar p2p systems in outher EU countries. If we could replicate what Poles did, this would be HUGE. Here's a full list: | Country | Payment system | |---|---| | Austria | Express-Transfer (bank instant services), MeinElba (bank apps) | | Belgium | Bancontact Mobile, Payconiq by Bancontact | | Bulgaria | Local bank mobile apps (instant), ePay (card services) | | Croatia | m-Transfer (bank apps) | | Cyprus | Local bank mobile apps (instant transfers) | | Czech Republic | Instant bank transfers via bank apps | | Denmark | MobilePay | | Estonia | Bank apps / Mobile-ID instant transfers | | Finland | Siirto (now integrated into bank apps) | | France | Paylib, Lydia (fintech P2P), bank app instant transfers | | Germany | giropay, Kwitt (Sparkassen), SEPA Instant via banks | | Greece | Bank mobile apps (instant), Viva Wallet P2P | | Hungary | Bank app instant transfers, fintech apps | | Iceland | Bank app instant transfers | | Ireland | Bank app instant transfers, Revolut and fintechs | | Italy | Bancomat Pay, Satispay, MyBank, bank app instant transfers | | Latvia | Bank app instant transfers | | Lithuania | Paysera, bank app instant transfers | | Luxembourg | Bank app instant transfers | | Malta | Bank app instant transfers, fintech apps | | Netherlands | iDEAL (e‑commerce), Tikkie (ABN AMRO P2P) | | Norway | Vipps | | Poland | BLIK | | Portugal | MB WAY | | Romania | Bank app instant transfers, fintechs (e.g., Revolut) | | Slovenia | FLIK | | Slovakia | Bank app instant transfers (e.g., Tatra banka) | | Spain | Bizum | | Sweden | Swish | | Switzerland | TWINT | | United Kingdom | Faster Payments (bank-backed), bank app P2P (Monzo, Revolut) | "Notes: This list emphasizes nationally used P2P/payment schemes or widely adopted bank-backed instant transfer services in European countries; coverage and features vary (QR, phone-number transfers, one-time codes, ATM withdrawal)."